1. Acceptance of Terms

By accessing or using Punjabi Services, you agree to comply with and be bound by these Terms of Service. If you do not agree, you must discontinue use immediately.

2. Eligibility

• Users must be at least 18 years of age.

• Participation is prohibited where online lottery systems are restricted by law.

3. Account Registration

• You must provide accurate and complete information during registration.

• You are responsible for maintaining the confidentiality of your login credentials.

4. Lottery Participation

• All tickets purchased are final and non‑refundable.

• Results are generated and published transparently; Punjabi Services is not liable for technical delays.

• Winnings are subject to verification and applicable laws.

5. Payments and Withdrawals

• Secure payment gateways are used for transactions.

• Withdrawals of winnings may require identity verification.

• Punjabi Services reserves the right to withhold payments in cases of fraud or misuse.

6. User Conduct

• Users must not engage in fraudulent, abusive, or unlawful activities.

• Any violation may result in suspension or termination of your account.

7. Limitation of Liability

Punjabi Services is not responsible for:

• Losses due to technical errors, connectivity issues, or unauthorised access.

• Any indirect, incidental, or consequential damages.

8. Privacy Policy

Your personal data is handled in accordance with our Privacy Policy. We ensure secure handling of information but cannot guarantee absolute protection against cyber threats.

9. Termination

Punjabi Services may suspend or terminate accounts at its discretion, especially in cases of fraud, misuse, or violation of these terms.